What Disability Benefits are Provided by Illinois Workers’ Compensation?
Nobody expects to go to work and become injured, but that is why they are called accidents – you do not know when they are going to happen. All employers in Illinois are required to carry workers’ compensation insurance, which helps both employers and employees if an employee is injured while on the job. Workers’ compensation will cover medical costs related to things such as doctor’s visits, medication, physical therapy, surgery, and hospital stays. In the event that an employee is unable to work during their recovery from their injury, workers’ compensation can provide workers with disability benefits.Types of Disability Benefits
If you are injured while you are working and are unable to work or do the same work you were doing before, you may be eligible to receive disability benefits during your recovery time through workers’ compensation. There are four types of disability benefits provided by workers’ compensation:
- Temporary Partial Disability: This type of benefit is for employees who have been injured but are still permitted to work light duty on a part-time or full-time basis during their healing period. Because employees who are on light duty may not earn as much as they did prior to the injury, temporary partial disability (TPD) benefits are two-thirds of the difference between their average weekly wage before the injury and their average weekly wage after the injury.
- Temporary Total Disability: Temporary total disability (TTD) benefits are available to workers who are not able to do any work under doctor’s orders or who are capable of light-duty work but their employer is unable to accommodate them. TTD benefits are two-thirds of the employee’s average weekly wage and have set minimums and maximums, as set by the Illinois Workers’ Compensation Commission. Until January 14, 2020, the maximum amount you can receive for TTD is $1,529.84 per week.
- Permanent Partial Disability: Permanent partial disability (PPD) benefits may be available to workers who have a permanent disability or illness from their workplace injury that renders them unable to do the job they had before but are still able to work. The amount you can receive from PPD benefits and the length of time you can claim those benefits depends on the type of injury that you suffer. Currently, the maximum amount you can receive if you did not suffer an amputation or the loss of an eye is $813.87 per week.
- Permanent Total Disability: Permanent total disability (PTD) benefits are for employees who either have lost the use of both hands, arms, feet, legs, eyes or any two body parts or employees who are completely disabled to the point that they are unable to do any work. Until January 14, 2020, the minimum weekly amount you can receive for PTD is $573.69 and the maximum weekly amount is $1,529.84.
At the Law Office of John S. Fotopoulos, P.C., we know how much a workplace injury can affect your life. Not only is it physically and emotionally stressful, but it can also be financially stressful, especially if you have had to take time off during your recovery. Our skilled Tinley Park, IL, workers’ compensation lawyers will help you fight for the benefits that you deserve. Call our office today at 708-942-8400 to schedule a free consultation.