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Cook County workers' compensation benefits lawyerBeing injured while you are at work can be a stressful and worrisome situation. Not only are you suffering from a physical injury, but you are probably full of stress and uncertainty about how you will be able to earn money if you cannot work. Thankfully, Illinois requires almost all employers to have workers’ compensation insurance. This is a type of insurance that is in place for these very situations -- if a worker is injured on the job, workers’ compensation insurance will cover it. In Illinois, workers’ compensation covers three types of benefits: medical benefits, disability benefits, and death benefits. 

Medical Benefits

First and foremost, the basic intention of workers’ compensation insurance is to ensure that an employee’s medical care is taken care of in the event they are injured. In Illinois, your employer is required to pay for any and all medical expenses relating to an injury if you received the injury while at work. Expenses that are covered include:

  • Emergency care
  • First aid
  • Doctor’s visits
  • Hospital care
  • Surgery
  • Physical therapy
  • Medication
  • Prosthetic devices

Disability Benefits

If you are injured so badly that you are unable to work, then workers’ compensation can help you out. Disability benefits come in a few different forms. Typically, benefits are awarded to you based on whether you are totally or partially disabled and if that disability is permanent or temporary. The four types of disability benefits are:

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